Take the Personal Insolvency Questionnaire

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A person who is unable to pay their debts or meet their liabilities, as the fall due, may find themselves personally insolvent.

If they are unable to find an appropriate method of settling their debts with their creditors, they may be at risk of being declared bankrupt – but it is important to know that this is not the only option.

Following the introduction of the Personal Insolvency Act 2012, there are numerous alternatives available to individuals who have found themselves in this difficult position.

One such option is an Individual Voluntary Arrangement (IVA) – a more favourable, legally-binding agreement which a person enters into with their creditors.

IVAs enable individuals to choose an Insolvency Practitioner to act on their behalf, who can help them to put forward a deal which simultaneously meets the needs of their creditors but also suits their own unique circumstances.

Individuals might also be able to apply for a Debt Relief Order or Administration Order, depending on the amount owed.

Take our personal insolvency questionnaire today to determine what option best suits your current circumstances.


Submit the calculators online and one of our experienced team members will call you back to discuss your options.


Complete the form offline and call us when you are ready to talk on 0800 195 5858.

First consultation if FREE without obligation.

All information provided for purposes of this questionnaire are handled in the strictest confidence and will only be used for the purposes of determining your financial position and the potential options available to you.